The world's most innovative smartphone is here.

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PureView technology, wireless charging and a 4.5" Puremotion HD+ display are just some of the reasons why the Lumia 920 has been labelled as the most innovative smartphone yet. Powered by Windows 8, the Lumia 920 is equipped with amazing features. There is so much more to explore on the new Nokia Lumia 920.

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Get Rs.1 Crore cover for just Rs 684* per month.

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HDFC LIFE Click2Protect The online term plan from HDFC Life. Pay affordable premiums and protect yourself and your loved ones against all future liabilities and unforeseen events. ADVANTAGES OF HDFC LIFE Click2Protect No Medicals upto a cover of Rs.75 lacs1 Buy this plan at the click of a button, anytime & anywhere HDFC Life has a Claim Settlement Ratio of 95.41%2 Enjoy tax benefits 3 Attractive premium rates for those who do not consume tobacco TOLL FREE: 1800-266-9777 *For a healthy, non-smoker male, 25 years, with a premium paying term of 25 years, paying Rs. 8200 as annual premium without service tax. Premiums mentioned are indicative and may vary as a result of underwriting. 1. Subject to underwriting norms 2. As per IRDA Annual Report 2010-11 3 .Tax benefits are as per Tax Laws. Tax laws are subject to change. Insurance is the subject matter of the solicitation. For more details on risk factors, exclusions and associated terms and conditions please read the product brochure before concluding a sale. HDFC Life Click2Protect (form no: P501-97, UIN: 101N080V01) is a traditional term insurance product offered by HDFC Life. This is a non participatory plan. The name of the company HDFC Standard Life Insurance Company Ltd., Name of the Brand – HDFC Life or the name of the product – HDFC Life Click2Protect does not indicate the quality of the plan. HDFC Standard Life Insurance Company Limited. Reg. No. 101. ARN No. MC/12/2012/2923. In case you do not wish to receive any further communication, please unsubscribe with the publisher at the link provided in this email.

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Get attractive privileges and cash rewards with ICICI Bank Credit Cards

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Unlimited cash rewards. Everyday. Everywhere. Enjoy American Express and MasterCard privileges with one account   The next level of Credit Card Privileges
*Every purchase brings you Payback points that can be redeemed in cash or rewards. Each reward point is equivalent to 0.25 when redeemed for Cash Rewards. The information provided herein above regarding products, services/offers, benefits, features etc. of ICICI Bank/ third party are governed by their detailed terms and conditions, internal policy guidelines as specified by ICICI Bank/third party from time to time and are subject to applicable laws and regulations. The information provided herein above does not amount to an offer or sponsor or advice as regards any product or services of ICICI Bank or any of its group companies or third parties and is not intended t o create any rights or obligations. ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness or correct sequence of any content or information provided herein above. Any dispute or claim regarding the goods, services brought about by the third party must be resolved by the customer with the third parties directly without any reference to ICICI Bank. ICICI Bank does not accept any responsibility for any errors whether caused by negligence or otherwise or for any loss or damage incurred by anyone in reliance on anything set out in this document. The information set out herein may be subject to updating, completion, revision, verification and amendment and such information may change materially. Any reference to service levels in this document are only indicative and should not be construed to refer to any commitment by ICICI Bank and are subject to change at any time at the sole discretion of ICICI Bank or its group companies, as the case may be. The use of any information set out herein is entirely at the recipient's own risk and discretion. The "ICICI Bank" and "I-man" logos are trademark and property of ICICI Bank Ltd. Misuse of any intellectual property, or any other content displayed herein is strictly prohibited. Images used herein are for purposes of illustration only. Kindly visit www.payback.in to know exact value of PAYBACK points redemption. American Express is a trademark of American Express. The ICICI Bank Sapphiro Platinum American Express Credit Card and the ICICI Bank Rubyx American Express Credit Card are issued by ICICI Bank pursuant to a license from American Express. MasterCard® is a registered trademark of MasterCard International Incorporated. -------------------------------------------------------------------------------------------------------------------------------------------------------- ICICI Bank will never send e-mails that ask for confidential information regarding your card or bank account. Please do not respond to any e-mails requesting for details like PIN, account number, password etc. If you receive an e-mail claiming to be from ICICI Bank regarding updation of confidential information about your accounts please inform us immediately by forwarding the e-mail to antiphishing@icicibank.com. -------------------------------------------------------------------------------------------------------------------------------------------------------- If you do not wish to receive further marketing e-mails, please register under 'Do Not Call' registry on www.icicibank.com.

Grab an assured 32 GB Sony Pen drive at ZERO cost.

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Here's a special offer just for you. Get a 32GB Sony pen drive worth 1645 absolutely free when you take a 1 year subscription to Right Choice magazine at 1800 999 for 12 issues. Right Choice magazine is powered by Which?, the UK's largest consumer organization. Our independent expert advice empowers you to get the most value by making the right choice every time your buy. We're here to save you time, money and hassle. Subscribe to Right Choice magazine, get an assured gift and a 45% discount. SUBSCRIBE NOW

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Earn 40 litres of fuel with the IndianOil Citibank card.

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40 litres of Free Fuel. Powered by Citi.

Presenting the IndianOil Citibank Platinum Credit Card, packed with smart savings on fuel and more. Learn more Features at a glance: TURBO POINTS Earn 4 Turbo Points on every Rs.150 spent on fuel at IndianOil Outlets1 TURBO POINTS Get 2 Turbo Points on every Rs.150 spent at grocery and supermarkets2 FREE FUEL Redeem Turbo Points instantly for free fuel at over 800 IndianOil outlets3 SURCHARGE WAIVER Full waiver of 2.5% fuel surcharge, every time you fill in at IndianOil outlets 1 Turbo point = Re.1 worth of free fuel Exclusive Activation Offer: Get 250 Turbo points4 on your 1st spend & redeem them for FREE fuel (Valid on cards booked before 31st Mar, 2013) Here's how you can earn over 40 litres of FREE Fuel* in a year Category Monthly Spends (Rs.) Total Turbo Points Earned Purchases at IndianOil outlets 6,000 160 Grocery & Supermarket spends 5,000 67 All other purchases 9,000 60 Total monthly purchases 20,000 287 Total Turbo Points earned in a year 3,440 Fuel Earned (approx) 40 litres For illustrative purposes only *You can redeem the 3,440 Turbo Points for Rs.3,440 (approx 40 litres) of free fuel! Zero Annual card fee5 Learn more © 2013 Citigroup Inc. Citibank and Arc Design is a registered service mark of Citigroup Inc. 14 Turbo Points accrue for every Rs.150 spent for fuel purchases at IndianOil outlets with the IndianOil Citibank Platinum Credit Card. This benefit along with the fuel surcharge waiver would be applicable on Citibank EDCs only. The Turbo Points that accrue in this category would be capped to Rs.6000 per transaction. 22 Turbo Points per Rs.150 will accrue on spends till Rs.5000 (or 67 points) per "month" in the categories specified above. For spends beyond this, the customer will earn 1 Turbo Point per Rs.150 spent. "Month" is defined as the statement billing cycle assigned to your card. 31 turbo point = Rs.0.40 at non-IndianOil outlets. 4Click here to view the free fuel offer terms & conditions. 5Provided you spend at least Rs.30000 or more p.a. Else a fee of Rs.1000 will be applicable at the end of the year. As a part of credit card application procedure, we will require your recent passport size photograph, self-attested copy of your address proof and valid photo identity document. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned. Click here to view the Most Important Terms and Conditions of this card. Click here for card member T&C Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria. Please do not reply to this mail as it is a computer generated mail. For further information, please follow the instructions mentioned above.